What is the point of saving?

<p>* My ex-husband is wealthy. There is no obligation in PA for him to pay college, although he states that he will help. I don’t know what he will do because he is unpredictable in his generousity towards the kids. *</p>

<p>I misread your first post. I thought you were talking about PA schools, but I think what you’re saying is that the state of PA doesn’t require NCPs to pay for college.</p>

<p>Few states/situations do.</p>

<p>Anyway…since you have a situation where you’re not certain how much your wealthy ex will pay, your children need to proceed with caution.</p>

<p>If your ex agrees to pay (but later won’t cooperate), that can have devastating results if they end up at a school that needs his money to cover costs.</p>

<p>And, if your kids end up at a top school that looks at the NCP’s income, your kids won’t qualify for any aid at all - regardless of your savings situation.</p>

<p>maybe you aren’t aware of this, but many top schools (like ivies and others) that give a lot of financial aid are going to look at a wealthly non-custodial parent’s income/assets and determine that your child doesnt’ warrant aid. it doesn’t matter that he’s not legally obligated to pay.</p>