<p>OK. I am relieved that they count only 5.6% of my savings. I do have retirement savings, own my home, and have saved about $80k for all three kids combined. I am truly afraid that their father’s situation will make financial aid unlikely and then he will balk at paying. He is extremely unpredictable. I have not been able to have a mature conversation with him in over 5 years. So I still have a lot of uncertainty. But at least I know all my savings won’t be wiped out immediately!</p>