<p>Now, by all seriousness, I think we all should be a little more realistic. I think the majority of young people nowadays are overly confident about our chances of success and our future quality of life. 20 years ago, an ivy league degree was almost a guarantee for a comfortable job in the world of finance. Nowadays, the competition has just turned global, and job security and success is certainly not guaranteed, but only for the few who survive the global competition.</p>