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Yes it is top heavy because this list doesn’t include safeties, which I left out because I know that I will not only get accepted but also receive generous merit financial aid from these. My question really only
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Ok…you’re a sophomore in high school, so your understanding about these things is going to be very limited.
As you learned yesterday, your dad’s income and assets will be used to determine what your family (each family) can pay for college (at the better schools). Your dad’s income/assets will mean that you won’t get as much need based aid as you thought. You may not get ANY need based aid. You need to ask your dad how much he’ll spend each year on college.
You need to stop assuming. There are MANY safety schools that do not give “generous merit aid.” There are many safeties that don’t give ANY merit aid.
Please, assume that you know nothing, and be open to learning about the process so that you don’t make some serious missteps that will cost you later.