<p>I have one D at UCD and one D at Cal Poly SLO, and the state fin aid package is not nearly as generous as the UC package. Of all the CA schools they applied to (we didn’t bother with out of state schools so they wouldn’t lose their Cal Grants), all of the state packages were substantially less than the UC packages. UC is very generous with grant aid when your EFC is 0, as ours is. My Cal Poly girl is going to be saddled with a lot more loan debt when she graduates than my UC girl.</p>