<p>What is your budget? Can your family afford the full cost to attend Reed or Occidental? If not, have you estimated your “Expected Family Contribution” (EFC)? Can your family afford its EFC? </p>
<p>For most students, financial considerations need to be part of the “safety” assessment. Admission to Reed and Occidental may be likely enough in your case (depending on your risk-tolerance, since admission to private schools with “holistic” admissions is not guaranteed even for high-stats applicants). If you cannot afford to attend without significant financial aid, then you may want to have another safety. You may also want to have a couple of “match” schools that are a little more selective but also need-blind & full-need (such as Grinnell).</p>