What should I do?

[Gumbymom]

If you are considering NYU as an option, it is notorious for horrible financial aid. Check out this post about NYU FA and you may think twice in applying.

http://talk.collegeconfidential.com/financial-aid-scholarships/1792760-parent-plus-loan-denied-was-relying-on-it-for-remainder-of-my-tuition-p1.html