<p>I agree with Momof2 in that our system tries to accomodate as many people as possible. Zero EFC is a hurdle but one that is possible to navigate. The OP should carefully investigate options including a plan that includes 2 years at their local CC and a transfer as well as other options with schools that meet as close to full need as possible. Like a previous posters says, sometimes on CC kids or parents think it is a benefit when the kids have a true statistical chance at some of the loan free schools, but for the vast majority no money for colleges is much more a hurdle than a benefit.</p>