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<p>Don’t be too surprised if the popular destinations are the local community colleges and state universities. Not everyone is shooting for super-reach schools like Harvard, MIT, Stanford, etc., or looking for a specialty academic program that is not found at the public post-secondary schools or that justifies paying more than the in-state cost of the public post-secondary schools. (However, some out-of-state or private schools may be generous enough with need or merit financial aid to be competitive on that count.)</p>