Yeah, no kidding, as long as she uses her mom’s info. on the FAFSA. This was her question:
If she uses her dad’s info. at a FAFSA only school, she gets no Pell. All other things being equal, mom’s info. only means better financial aid than if she has to report dad’s info.
None of the above schools meet full need. Yes, using only your mom would get you the $5800 Pell Grant, and a $3500 subsidized loan…and $2000 unsubsidized loan. But as an OOS student, the costs at the OOS schools could be a problem for you.
UNC-CH does meet full need…but as you noted, they use the Profile…check to make sure they require the NCP Profile.
NYU is $72,000 a year, and does NOT guarantee to meet full need. Emerson is pretty pricey too…and also does not guarantee to meet full need.
Did she get need based aid or merit aid? That could be a good choice financially for,you too.
@sensation723 for the private schools listed thst use the Profile, the net price calculator will only be accurate IF it asks for marital status…and the incomes and assets of both parents. Otherwise…the NPC won’t give a very good estimate.
To the OP…in that $20,000 for your mom…does that include child and spousal support?
Parents are divorced, lives with her mother, so the father’s income is not going to be considered for the Pell grant. It’s not ‘$5815 is better than $0.’ She’ll get the $5815 at every school. Even at CSS schools that do consider the father’s income, Pell grant will be $5815, not $0.
The FAFSA for next year isn’t live yet is it?
You still don’t get it. Go back to the beginning of the thread and read everything. OP was asking if she will get better financial aid at FAFSA only schools if her mom’s financial information is used exclusively, as opposed to having her dad’s information considered. She and her mother were under the impression that since her dad claims her as a dependent on his taxes, dad’s financial info. would have to be used on FAFSA. Do you understand now?
If by “next year” you mean academic year 2017-2018, the answer is no, it is not. Should be available on October 1.
Thank you @BelknapPoint for clarifying the date. I asked the date because it sounded as if the OP was attempting for complete the FAFSA now.
Financial aid is not only need based aid, merit aid is also financial aid . Depending on OPs stats , she may very well get a good aid package at a "FAFSA only " school.
I agree, but the only information that OP has provided is that her mom makes $20k/year and her NCP dad makes $90k/year. I answered the question that OP asked based solely on the information that she provided.
My statement was in response to a post upthread , not your post @BelknapPoint . I just wanted to make sure OP was aware that their are other opportunities for aid other than just need based aid.
NYU and Emerson both require income assets from non-custodial parents. Income from mom and dad will both be used to determine financial aid.
I do get it, @Belknap. You said
Her father’s information is not used for the FAFSA, so why would she get ‘better financial aid’
The NCP is not used for the FAFSA. Period. It is not a question of
as you said. If she does the forms correctly, every school will give the same Pell amount.
You could have answered her question by stating “the parent used on the FAFSA is the parent you live with more, or in your case your mother.” It has nothing to do with considering the income of the NPC or not providing it.
$20k for my mom does not include child support as far as I know off.
And, my sister didn’t get any merit aid at UNCW.
The reason I’m applying to USC Honors College is because of the generous scholarships they give out of state students (in state tuition, etc).
Thanks for everyone who has provided information!
@MissSuzyQ if you don’t have another post with your stats, you may want to post one so that people can maybe offer other suggestions where you might receive good merit.
Here’s some additional information, if anyone has good ideas about where to receive merit aid.
Academics:
SAT (old version): 1940 (670 CR, 570 M, 700 W)
ACT: 29 (32 English, 25 Math, 33 Reading, 25 Science, 33 Writing)
Rank: 23 out of 425
Unweighted GPA: 3.9583
Weighted GPA: 4.75
By graduation, I will have taken 8 AP’s:
AP English Language and Composition (5), AP Environmental Science (3), AP United States History (5), AP Psychology (4), AP English Literature and Composition, AP Statistics, AP Physics 1 and AP US Government and Politics.
Awards:
School newspaper I work on won the Tar Heel award from the North Carolina Scholastic Media Association (at UNC), which is the highest school newspaper award in North Carolina.
Individually, I won a second place sports photography award from NCSMA.
ECs:
Editor-in-chief of school newspaper
Summer intern at local town newspaper (wrote many articles for them)
North Carolina Scholastic Media Institute (journalism summer camp—worked in the most rigorous division to create the institute’s paper in three days)
Vice President of Spanish Club
Treasurer of Beta Club (10th grade)
Host at local restaurant (summer)
Special Needs Prom Committee
National Honor Society
National Math Honor Society
National Science Honor Society
Quill and Scroll National Honor Society for High School Journalists
Junior Marshal
Book Club
Scriptwriter in Film Club (9th-10th grade)
If you are interested in merit , you should retake your SAT and/or ACT. Currently your test scores may limit substantial merit and most likely will not make you competitive for South Carolinas Honors College.
Wow, your ACT is really good, if you work on math and science alone and took it again, you might be able to raise it even more.
You should be aiming for the McKissick or Cooper Scholarships at University of SC. Unless things have changed (and that IS possible) those are awarded based on the strength of your application. They reduce tuition to the instate rate, and provide a $2000 or $4000 additional yearly stipend.
However, right now, your SAT and ACT scores are not a slam dunk to be considered for them. Please do retake these tests! If you can get a 32 on the ACT, your chances will improve.
In addition, if you do the honors college application…start working on it as soon as it is available. Our daughter completed it, and it was a doozie. In the end, our kid got the McKissick, but did not get acceoted to the honors college. She had a 1230 CR/Math SAT total, and was ranked 8 in her class of almost 200. To be honest, we were SHOCKED she was awarded the McKissick given her SAT score. And that was 2006…it’s become more competitive.
That’s what I thought too, but I am applying because while completing the application and inputing my scores, they said my scores make me eligible to apply to the Honors College. I’m not sure at which scores they tell you are eligible to apply. I’m doubtful but I’m trying anyway.
http://uncw.edu/finaid/types.html
this link describes the aid you might qualify for at UNCW. Federal and state grants, institutional grants and scholarships and federal student loans.
As an instate student you would have fairly low tuition rates and possibly extra grants from your state so those are good options.