when should I apply? spring or fall?

<p>I'm currently interested in transferring to fordham CBA and I've just started my freshman year at a mediocre LAC in upstate new york. (Siena #114)</p>

<p>I'm fairly confident I would have got in as a freshman, my stats are competitive with their averages at least and I was pretty proud of my common app essay but I got real lazy with my applications last year and didn't even end up applying thinking I had no shot. I resigned myself to going here and I don't necessarily hate it here at siena, but I'm not a huge fan of the school, or the students, or the general environment and from what I gathered my junior year looking at schools fordham would be a much better fit for me.</p>

<p>I believe I'm still a competitive transfer student that's not where I'm concerned. I'm just not sure if I should apply now for the spring semester, or wait it out and apply for the fall semester. If I applied now I'd probably have my application in before my midterm grades (which unless something drastic changes will be 3.8-4.0) and I'm assuming I'd just forward those grades once they are in but I'd like my application in asap since admissions is rolling for transfers.</p>

<p>I'd like some opinions on applying for the spring semester as opposed to fall.. pro's and con's in case I'm not considering something and If i applied and got accepted for the spring semester am I allowed to defer until fall just in case ? and does anyone have any information on the rate of transferring to CBA? there general transfer acceptance rate seems high, but nyu's is around 30% while stern is much lower?</p>

<p>and out of curiosity what would my chances be of getting enough aid so that I would only need to pay in the 20k-30k range?</p>

<p>anyone wanna give me their two cents on spring over fall?</p>