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<p>I think you need to think it through more than that. Why do you need there to be a club in your junior year in order to study economics and finance in the future?</p>
<p>And I’m not budging from my previous answer that the time to start a club is when there’s a need for one. If you’re going to quibble over whether senior year is “too late” but junior year isn’t, I strongly suspect you’re not doing things for the right reason.</p>