<p>Parent Plus loans are parent loans…not student loans…the parent is responsible…the parent isn’t co-signing, the parent is signing.</p>
<p>If you’re looking for loans that your child will be responsible for repaying (with you co-signing), then you can look at Sallie Mae…maybe Discover.</p>
<p>Keep in mind that your child will already have full student loans in his package (up to about $30k or so at graduation), so having your child borrow more each year may make it difficult for him to repay upon graduation (while also paying for all his living expenses).</p>
<p>Also, you will have to requalify each year, and each year that you co-sign your credit will take a hit.</p>