<p>You need to look at the big picture…and then take it one step at a time.</p>
<ol>
<li><p>Yes you have loans to pay off. That being the case, you need a job…not “the” job…a job. </p></li>
<li><p>You need to find an inexpensive place to live. I would suggest you look into renting a room someplace. Once your income becomes more stable, you can reconsider your housing choices.</p></li>
<li><p>You need to set a budget that is realistic for your income and expenses. </p></li>
<li><p>You need to take ownership of all of this yourself. You say you have left college four terms, three consecutively. Did you really expect someone else (even your parents) to continue to bankroll this? They made a hard decision, I’m sure, to cut you off financially. BUT to be honest, my kids had two choices when they were of college age…either attend college (with grades above C in all classes) and live at college, OR get a job and live on their own being self supporting. There was NO in between. The reality is that you have made some choices which is your decision…but you now need to own up to being responsible for your decisions and choices.</p></li>
</ol>
<p>Hopefully you can look to the future in a positive light once YOU take responsibility for your actions. You will only be a “homeless man full of misery” if that is what YOU allow yourself to become.</p>