<p>In real-world terms, even if you got into UCLA it probably ought to be out of the running compared to Wharton and Berkeley if you are interested in business, and especially in finance/investment banking. Of course, you’re not really interested in those things. </p>
<p>If you were really interested in finance/investment banking, it would be awfully hard to turn down Wharton if you get anything close to a competitive financial aid offer there. It’s really the gold-standard name in that field, and you (probably) don’t have the option to go to any of the colleges that would have equivalent heft. (Stanford is one.) Berkeley is very credible, and only a half-step behind in that regard, but it has the disadvantage that you have to wait until later to apply to Haas.</p>
<p>You shouldn’t worry too much about being unhappy at Penn. Penn is not known for having a lot of unhappy students. If you are unhappy there, chances are you would be unhappy anywhere else as well.</p>