<p>With a 0 efc, Penn State is unaffordable even if you get into its honors program. You get: (per year)
5550 Pell Grant
5500 Federal Loans
3990 Pennsylvania State Grant
4000 honors college aid (if you get into the program)</p>
<p>You are left with a 8000 gap. </p>
<p>Pitt’s honors college requires a 1400 on M+R.</p>