<<<
If I get the MCS, that only applies to my TUITION, not the overall cost, so that would bring down my total cost of attendance down to $24k.
[/QUOTE]
Didn’t MCS get cut from the Calif budget within the last few days?
You’d need to borrow $60k total for 2 years. What is your mom saying about that?
@mom2collegekids she’s a dental technician, been working in that field for 25+ years lol. Is the estimated cost of attendance accurate? Isn’t 30k too much? The cost for books is expected to be $1000, can’t I just rent/find books online for much cheaper? Personal expenses would cost $5500 which includes phone bills, gas, food, however I don’t pay for any of that. I also went to UCSB’s orientation, and the price for housing was around 12k on portal, HOWEVER, I checked off-campus apartments and it would only cost $7.5k for 3 bedrooms w/ 3 people per bedroom
What is the cost breakdown for your school?
Who will pay for your personal expenses??
Did you ask her if she’ll cosign loans?
Amazing that your mom is a highly paid dental technician and doesn’t speak English! Wow!
@mom2collegekids
Tuition: 14,409
Housing & meals: 11,418
Books & Supplies: 1,143
Transportation: 840
Other Education Costs (Health Insurance, personal expenses): 5,301
Total net cost: 30,694 including the health insurance grant I received.
Like I mentioned, I could go off-campus apartments & reduce it to $7,500. I wouldn’t think I would be driving a car, so I would bike everywhere. My mom would be paying for my personal expenses. I just received my application for all the other UC’s except LA & berkeley, and they all offer me financial aid from $8000-13,000. Kind of ridiculous how UCSB doesn’t at all. But thanks! Guess her hard work paid off 
So…why not go to one of the UCs that offered you aid??
@thumper1 I went to their campuses while visiting, and they’re mundane, to put it at that. UCSB was the one that appealed to me the most.
Please clarify…did those other UCs offer you merit scholarships??
Which ones? And how much at each one?
My mom would be paying for my personal expenses.
[/QUOTE]
Oh good. Earlier you had indicated that she’d be contributing nothing. At least she’ll contribute about $5k per year…better than nothing.
Have you asked her if she’ll cosign about $40k-50k of loans?
<<<
HOWEVER, I checked off-campus apartments and it would only cost $7.5k for 3 bedrooms w/ 3 people per bedroom
[/QUOTE]
What does that include?
At many apts, you still have to pay for: water, electricity, cable and WiFi.
Is that for 10 or 12 months?
@mom2collegekids UCSD just states ‘UCSD Grant’ of $8,693. UC Davis has the ‘University Grant’ of $13,174 & ‘University Middle Income Grant’ of $3,158.
@mom2collegekids I have no idea if she’ll cosign, but I’m pretty sure she won’t be pleased. 7.5k is for a 9 month contract with utilities, internet, etc.
Edit: OOPS, I thought it was a 12 month contract. If it’s a 9 month contract, then it would lower down to $5,526.
3 people per bedroom…so 9 people total? I’d check to see if that is allowed…because in many places…it would NOT be.
<<<
3 bedrooms w/ 3 people per bedroom
[/QUOTE]
What??? 3 people PER bedroom? Awful!!
WHAT is wrong with UC Davis??
Looks like UCSD and Davis have somehow figured out to exclude dad’s income. Did you contact them? Or maybe when they saw “widowed” they adjusted??
@mom2collegekids @thumper1 Oops it’s 2 bedrooms w/ 3 people per bedroom. My mistake haha. UC Davis is smack in the countryside. One of my friends who attends there pretty much hates it, so that’s one more reason to not go
@mom2collegekids I fixed the FAFSA some days before the decisions came out. Does this mean that UCSB might change their financial aid package, and that I receive some type of grant?
Ok…so you wrote this elsewhere. Since it’s good advice…why don’t you take it for yourself, and go to one of the colleges where you got aid.
@thumper1 Well, UCSB probably didn’t adjust for my fixed FAFSA, so they can or might give out aid? That’s what I’m waiting for. I REALLY want to go here.
On Monday, why don’t you give UCSB financial aid a call. Ask to speak to your financial aid officier. Find out the status of your financial aid application. Tell them you made the correction because your dad is no longer alive…and you subtracted his income.
See what they say.