<p>Try Discover</p>
<p>See <a href=“https://www.discover.com/student-loans/[/url]”>https://www.discover.com/student-loans/</a></p>
<p>If you have a cosigner, you can start shopping around. You will get the best rates depending on how good credit is for your cosigner. You can ask if s/he has a bank or credit card, because that is a good start where that person is already established. Sallie Mae also will give out cosigned student loans. </p>
<p>Bear in mind that the loans will be on your co signer’s credit and job history, not yours. It’s highly unlikely anyplace will give an 18 year old a loan. You are just on the loan as an additional person they can go after for repayment in the future and they also need a student for the loan to release funds for education. This is really going to be on the credit history and head of your cosigner. </p>
<p>Good luck to you. I am paying for my son’s OOS public college choice, and it is very tight. I feel every payment going out We can afford it on paper, and my son is paying more than 10% of the cost, but it’s still a tight squeeze.</p>
<p>Is discover better than Sallie Mae and if so, why? Is it the rate or is there something else?</p>
<p>As a parent who plans to co sign for my student, I am also interested in knowing some good places to look at for loans. I assume with very good credit, parent plus loans may not be the best choice and some loans for my student (and co signed by me) would be better - better terms, better rates, subsidized while in school, etc. Any advice?</p>