<p>How much can you contribute in cash without parent loans?</p>
<p>Many schools’ financial aid offices give a realistic student contribution of up to about $8,500 per year (Stafford loan + some student work earnings). If you and he are comfortable with that, then your actual net price limit is what you can contribute in cash plus about $8,500. However, if it is desired to be more conservative with the loans or work requirements, then use a smaller student contribution when calculating the limit.</p>