<p>@blossom Thanks, all very good advice. I forgot about the Brown alumni counselor - did not use with other 3, but heard about it from fellow Brown alum, and will definitely use this resource. That is why I come to CC and not bother my son’s counselor incessantly.</p>
<p>I plan to have him in on the discussions about finances from day 1 (he already is…) and he knows that his input as to how good a fit a school is will be VERY impt as we figure this out. Once we go to some of these schools and he gathers more info, HE will be part of the process of saying that school “Y” is worth us borrowing 20K vs borrowing 40K. And as I have said, the EFC’s won’t work bc of husband’s business. I think by fall, he will be able to group schools into 3 grps: those that we would all be willing to scrape and borrow for the entire 40K per yr (after 15K from my employer and 5k Stafford), those that would need to give him about 15-20K for him to really want to go there, and those that would need to be almost full tuition to attract his attention. It is likely that schools that would give him full tuition for merit would have <60% of what he thinks he wants in a college, but I found with my 2 daughters, once they were looking at their real acceptances, their ability to navigate the decision process was much more focused and clear. He really is not the kind of kid to fall in love with one school. We went to Davidson, Emory and Vanderbilt and though very different, he could see himself at any of the 3.</p>
<p>The 18 schools idea was the advice we were given bc kids from his school with his stats apply to 10-12 mostly selective schools and we were told bc of the dis com thing, it will be very variable, down to the individual looking at his folder that day. If a college took a kid with a discom issue last year and there was a problem, that adcom is throwing those in the trash. If that adcom just scored another discom kid highly in the past week, he/she may pass him over. If an adcom knows his cc personally and trusts her that this kid is really a good kid, then that adcom may be ok with it. So though usually it does not improve one’s chances to apply to more of the same type schools, in this case, we were told that more IS better. Clearly, if he can find a safety that he likes that is EA or rolling, that is also a financial safety, it does make things better, but at this point, none of those seem to have even 50% of what he is looking for. State flagship is huge and in a cow pasture…</p>