<p>This is so frustrating. I'm currently trying to get into my local community college. I guess I am considered a transferring student because I originally attended another University. I owe the previous university $7k and the community college that I am currently trying to enroll in won't accept me until they have my transcripts. Do I have to take out a personal loan to cover that debt so I can get my loans? Can I take out a Personal Student loan to cover that debt? I'm at my wits end. I'm just trying to get my life back on track.</p>
<p>Talk with your bank or credit union, and find out if it is possible for you to take out a personal loan for that amount. If you can’t, you will have to get a job (or two or three) and work so that you can pay off what you owe the first university. It really is that simple.</p>
<p>I guess I should have included that I am disabled and the reason that I am returning to school is to get retrained in a profession that meets my disability as I can not find one at the moment.</p>
<p>It is possible to get a private educational loan to cover the past debt. It is not something I like to recommend, but it is sometimes the only option for students who need to move forward. Check your own bank/credit union, and check [FinAid</a>! Financial Aid, College Scholarships and Student Loans](<a href=“http://www.finaid.org%5DFinAid”>http://www.finaid.org).</p>