@gallentjill All good points! Don’t get me wrong, we definitely build in some child responsibility, DD#1 just asked about taking a summer class…our response “Sounds great…how are YOU going to pay for that?”. They are responsible for their out of pocket spending money, fail multiple classes…well then they are going to have to figure out how to fund their escapades and that sort of thing. Society is “paying” for education in the form of taxes and the public school/university system. My youngest (17yo) just had an epiphany the other day about taxes “You mean everyone pays school taxes? Like old people too? Not just people that have kids attending schools? Gosh that hardly seems fair”. We have talked about taxes with our kids every year during tax season, they help when we fill out our returns, they go to the bank with me when we pay tax bills, it nothing new but it’s always fun to watch when the actual reality hits. “Yes dear, no one ever said life was fair”, lol!