<p>choryphee: that is the truth. I helped a family friend apply for Parent Plus for her UGrad fresh a few weeks back. She was deeply in debt, living check-to-check with little take-home cash, making $110k/yr as a nurse. When I helped her login to check her existing govt loans first, I noticed she had put a whole slew of her $60k+ school loans (borrowed over a 14yr period) in Forebearance.</p>
<p>Turns out, she was borrowing 3k for her 18yr son b/c she had borrowed that from HIM over the past 2 years (from summer jobs).</p>
<p>She qualified no problem.</p>