<p>wlvrns (and others) -
See my post #3 in this earlier thread <a href=“Plus Loan vs Private Loan - Financial Aid and Scholarships - College Confidential Forums”>Plus Loan vs Private Loan - Financial Aid and Scholarships - College Confidential Forums;
which contains links to earlier threads - if you read all that (the threads aren’t too long) you’ll get a good feel for the reasoning and experiences of others here concerning private loans vs PLUS loans over the past two years (going back to summer 2009). Some of us have had good luck at getting low rates, but you may have to shop around a bit - those previous threads should help.</p>