<p>Just got off the phone with Wells Fargo - this will be our 3rd year taking out a private loan w/ parent cosigner from them.
1st year was 5.75%
last year was 4.75%
this year will be 3.25% (!!) - this includes a discount (.25 or .50% -not sure which) for current customers who are borrowing again.</p>
<p>Others here -last year and the year before - have received better rates from Discover vs. Wells Fargo - see my post above for previous threads.</p>