<p>mtngoat1 I completely understand. Plenty of people here in similar circumstances. However, there’s the best (as generally accepted), and then there’s the best for you. Not always the same thing. The best for you is not a place where you have to live in financial misery to attend. What fun would that be? None in my book. So in that sense, you are not settling at all. You are being smart by choosing the option that makes the most sense. If you pay attention, work hard, and take advantage of every opportunity, maybe create some if necessary, you’ll do just fine.</p>