<p>Lots of good comments here.</p>
<p>The calculation of what a monthly loan payment would look like after college is a good way to put things in perspective. Starting salaries are still pretty low in many fields, and $400 or more a month on a modest income (assuming you even find a job!) for something you already “got” is a tough sell. My kids’ father has been paying off his student loans for most of his adult life (undergrad and grad school). It is a giant weight even with decent interest rates.</p>