"… But debt isn’t the biggest driving factor for college students who returned to live with their parents, according to a study by researchers at Dartmouth and Montana State University. Those young people actually had lower levels of indebtedness than their compatriots who were out on their own.
Instead, the big overall difference between the boomerangs and the ones who sailed out is college completion. Former students who didn’t complete their two-year or four-year degree had a 40 percent higher risk of returning home than those who finished. Students who were living with significant others, married, or homeowners were also less likely to return home." …