I took out a subsidized student loan for $2,000. I have %100 on time payments and no Derogatory Marks or credit card utilization but my credit history is still young. I hope to find an apartment soon. Will just the new student loan alone make my credit score drop a few points?
No
It could change the debt/income ratio for future credit even if you are up to date with all payments. For $2000? Probably not but students with larger amounts owed could see a negative effect.