<p>If parents don't submit their info on FAFSA about their income and stuff. And I am under 24. Would I still be able to get stafford loans?</p>
<p>It's just that, my parents don't want me to go to med school, and they will not be submitting fafsa because of it. It's kind of complicated... basically I don't want them to know that I might be taking out loans for medical school, I will just "tell them I got a full ride scholarship". They make less than 70k by the way. </p>
<p>If they don't put their info on the fafsa, will I still be able to take out federal loans to cover tuition and living expenses? (parents won't contribute to medical education, obviously). </p>
<p>Are there merit scholarships at certain med schools that don't need parents' info?</p>
<p>There are free schools, but they are hard to get into. Not sure about living expances though.<br>
People are gettint Merit awards, but they are very rare.</p>
<p>Once you graduate from undergrad, you will be considered an independent student for federal financial aid. Your parents will not have to fill out the FAFSA.</p>
<p>Independent medical students are eligible for up to $40,500/year in unsubsidized loans. (There are no subsidized loans for grad or professional school.) Grad plus loans may be available for amounts above that, but unless you personally have a superb credit rating, you will need a credit-worthy co-signer for eligibility.</p>
<p>However, if you attend a private medical school, you will be asked submit parental financial info through school-specific forms. Some OOS publics will require parental information also. If you don’t submit the require financial info, you will be ineligible for merit aid, school-based loans, special favorable private loans and other financial considerations. I’m not sure if failing to provide parental info at these schools will affect your eligibility for federal loans. (In theory, it shouldn’t but I don’t have experience with this situation.)</p>
<p>NOTE: Even if you recieve the full amount of federal loans, it will not completely cover the COA for OHSU. The link below shows costs for the first year only. Generally years 3-4 are higher in cost. (Due to alot of factor, including 12 month schedules, increased housing & travel costs and STEP exam costs.)</p>
<p>OHSU has a handful, I don’t know the exact number, of full tuition (not full ride) scholarships. These are offered during the application cycle and have short turn around time for acceptance, so I’m not sure if they require parental FA information.</p>
<p>For med school, you don’t use your parents’ info for FAFSA.</p>
<p>That said, you should aim for instate publics to keep costs down unless the privates give you merit.</p>
<p>*It’s just that, my parents don’t want me to go to med school, and they will not be submitting fafsa because of it. It’s kind of complicated… basically I don’t want them to know that I might be taking out loans for medical school, I will just “tell them I got a full ride scholarship”. They make less than 70k by the way. *</p>
<p>Frankly, you don’t have to tell them anything. You don’t need their permission to go to med school.</p>
<p>They don’t want me to take out loans. If going to med school means I take out loans, they are against it, and they will do everything to make sure that I don’t go to medical school. If I get a full ride to medical school, then they don’t care, they’ll just say something like “good for you”.</p>
<p>There are two programs which will guarantee to pay for your medical education.</p>
<p>1) National Health Service Corp–which requires you to have a primary care specialty and practice for a minimum of 4 years in a federally designated medically underserved area.</p>
<p>2) Health Profession Scholarship Program–whch requires you to enlist in a branch of the military, accept a military medical residency and serve as military doctor for 4 or more years. (See HSPS for the specific military branch you’re interested in for details.)</p>
<p>“For med school, you don’t use your parents’ info for FAFSA.”
-What do you mean? D. does not take loans and we still submit it every year to make sure loans are available for her just in case.</p>
<p>“For med school, you don’t use your parents’ info for FAFSA.”
-What do you mean? D. does not take loans and we still submit it every year to make sure loans are available for her just in case.</p>
<p>Since your D is no longer an undergrad, she should have submitted FAFSA using ONLY her info…not yours. You may have inputted your info, but it wasn’t used for federal purposes.</p>
<p>They don’t want me to take out loans. If going to med school means I take out loans, they are against it, and they will do everything to make sure that I don’t go to medical school. If I get a full ride to medical school, then they don’t care, they’ll just say something like “good for you”.</p>
<p>Ok…I see. Although I don’t know what they could do to prevent you from going. You apply for the loans AFTER you’re accepted, so they wouldn’t be able to interfere with that. And, once you’re enrolled and going, there’s not anything that they could do then.</p>
<p>That said, you’re not obligated to tell them the truth. It’s none of their business.</p>
<p>"Since your D is no longer an undergrad, she should have submitted FAFSA using ONLY her info…not yours. You may have inputted your info, but it wasn’t used for federal purposes. "
-She is our dependent. I do not understand what status of undergrad has to do with it. She has no income.</p>
<p>Miami–Tax return dependency status and FAFSA dependency status are two entirely different things. </p>
<p>**Being dependent on your tax return in no way affects her FAFSA status as an independent student. **</p>
<p>Her having or not having an income does not affect her ability to claim independent student status for FAFSA.</p>
<p>Here are the first 2 FAFSA dependency questions:</p>
<p>
</p>
<p>Your D will answer “yes” to both of these—making her independent for federal financial aid purposes.</p>
<p>She should not be reporting your income on her FAFSA.</p>
<p>She does, however, need to report any monies you pay for her or to her for her support (tuition, rent, utlilities, etc) as money paid on her behalf. (Not doing so is fraud.)</p>
<p>*"Since your D is no longer an undergrad, she should have submitted FAFSA using ONLY her info…not yours. You may have inputted your info, but it wasn’t used for federal purposes. "</p>
<p>-She is our dependent. I do not understand what status of undergrad has to do with it. She has no income.
*</p>
<p>She’s not your dependent in regards to FAFSA guidelines (not talking about your taxes). Once a person is a college grad, they’re independent for FAFSA purposes.</p>