Will payments on college loans start early if I decide to defer my junior year?

<p>Your loans will come due roughly 6 months after you stop attending school. If you enroll later at a different college, the loans will go back into deferment status.</p>

<p>If you plan to work during the year you are out of school, this is not necessarily a bad thing, as it gives you a head start on paying down loans, which reduces your overall indebtedness at the end of the process.</p>