<p>Certain things are allocated to earlier filers, but the Pell Grant, for example, will be available to you regardless of when you get your FAFSA filed. The unsubsidized Stafford loan (on which interest accumulates while you’re in school) will also be available. The subsidized Stafford and Perkins loans (where interest does not accumulate until you leave school) may well be gone by the time you file, as well as work-study.</p>