Withdrawal "w" community college help

Hi, I’m currently at a community college only taking 2 classes due to financial reasons. I am taking a pre req for a math class I need in order to take a class I actually need. This teacher is horrible and I have fear that I am going to fail. I still have 6 days to withdraw before it’s too late. The downside is that I will only be taking one class. Next semester I plan to take full time and plus classes. I have been saving money. That’s another reason I want to withdraw so I can put money away to help pay for an actual full semester. I am working to get an associates and have guaranteed acceptance to Rutgers New Brunswick which is through a program at my school, I also want to go to graduate school and a top one if I can but I fear this one W will hurt my chances badly. Please give me your advice and knowledge!

This is my freshman year btw