<p>How difficult is it to qualify for federal work study? Do colleges usually offer it in addition to loans?</p>
<p>I believe it is pretty common for those that have lower EFC and are eligible for federal loans. My son was given work study this year with an efc of about $15,500.</p>
<p>It depends on your school and your need. Federal WS is need based but has limited funding (that is each school has $xxx in WS funds and once they are awarded they have no more) and each school sets their own criteria for awarding it. Schools can offer it in addition to loans. My daughter has had both subsidized loans and WS in the same year.</p>