<p>if choose no to workstudy on the fafsa, and the college meets 100% need, would you then receive more loans or grants?</p>
<p>I imagine you would recieve more loans
after all you are opting out of one piece of the offerings- and the college is not generally going to offer you grants to take the place of the workstudy piece.</p>
<p>thanks, anyone else have experience in this?</p>
<p>You will receive loans. Alternately, you could get creative. Alot of colleges offer work-study through local non-profits, giving you the opportunity to gain relevant job skills or at least put some community service on your resume. You will receive the same generous work-study pay rate, but instead of asking alumni for money, or shelving books in the library you will be getting actual professional experience. Talk to your school's financial aid office.</p>
<p>Work study is seen as a loan-alternative, thus if you choose not to accept work study, then you will receive loans in place of it.</p>
<p>
[quote]
if choose no to workstudy on the fafsa, and the college meets 100% need, would you then receive more loans or grants?
[/quote]
</p>
<p>Most likely the answer to this question is no. At most schools loans and workstudy are a standard part of a financial aid package. You are free to choose as to whether or not you want to accept them.
IF you choose not to accept these parts of your finanical aid package, the school is not going to make up the difference in grant / loan aid (especially if you have maxed out the amount of govt aid you are entitled to). Many schools are very straight up about this in their financial aid handbook (which ca be found on line)</p>
<p>You probably will have more loans, but they will not be stafford loans and you will very likely be borrowing this money from an outside lender.</p>
<p>I want my son to do the Word Study thing-for sure, but I was wondering is EVERY single Student offered this??? And about how much do you generally make a year to put towards your education? And does even the cheaper STATE colleges also offer this?</p>
<p>Overrun, I can tell you that my son was only offered work study at one school, as part of the financial aid package. Go figure.</p>
<p>Depending on the school, selecting work study may give you access to a wider range of campus jobs. At many schools it will give you first choice over non-work study applicants. The work study offer should be based strictly on the FAFSA, as it is a federal program.</p>
<p>So those who have the MOST loans would be offered the Work Study first--if they want it? I just wonder how they can offer it to some and turn down others --if that is indeed what happens. I think this is one of the BEST programs to pay for COllege.</p>
<p>What percentage of students want the Work Study? If you son was in sports, would this mess up his meets, etc? Does most athletes NOT take work study?</p>
<p>My son was offered work study at the state U. His package has a large amount of work study and he would have to work about 20 hrs a week to meet it. However the coach said they have some input into the type of job and amount of time spent working. He could be offered work for another team at reduced hours. It will not affect his meets or practice.</p>
<p>My question is this: is work study unmet need? He's applying for a scholarship to for unmet need. I'm assuming this would be his work study and subsidized loan. That's all he has to pay (this year anyway).</p>
<p>Unfortunately he didn't get any local scholarships, despite being a good student and captain of two sports, and having financial need.</p>
<p>Ok, just found out the answer to my questions, at least for this scholarship, if it's included in your finaid package it's not considered unmet, unless it's an unsubsized loan or plus loan.</p>
<p>Still, doc53, that's great. Most state unis will not apply scholarships and workstudy as a substitute for loans.</p>
<p>There is campus work study and federal work study program, and in some places state work study. Here is a blurb from a Houston college:</p>
<p>
[quote]
Two types of work-study are</p>
<p>Federal Work-Study Program (FWS) is a federally funded program that pays 75% of the students pay while the hiring department pays 25%. If the student is employed in an off-campus tutoring CWS job the federal government funds 100% of the students pay.</p>
<p>State Work Study Program is a state-funded program that pays 75% of the students pay while the department pays 25%. </p>
<p>Eligibility</p>
<p>The Financial Aid Office must receive a students FAFSA results by the first-priority deadline, which is April 1 for the 2005-2006 academic year. </p>
<p>It's recommended the FAFSA be completed as soon as possible after January 1, but no later than March 1 in order to make the priority deadline. In order to qualify for work-study, the FAFSA must indicate sufficient financial need as determined by government guidelines.</p>
<p>Applying for Work-Study</p>
<p>To apply for work-study, a student marks "yes" to the question on the FAFSA that asks if the student is interested in student employment and completes the FAFSA.</p>
<p>Getting a Work-Study Job</p>
<p>If a student is awarded and does not decline the work-study award, the student is sent an email invitation to a Work-Study Workshop held in August. </p>
<p>All students must have the Human Resources Office fill out an I-9 Clearance form prior to the Workshop. Students are required to bring their I-9 to the Work-Study Workshop in order to have their name presented to the hiring departments. The student must attend the workshop to obtain a position either on or off-campus.
[/quote]
</p>
<p>Here is the government website:
<a href="http://studentaid.ed.gov/PORTALSWebApp/students/english/campusaid.jsp?tab=funding%5B/url%5D">http://studentaid.ed.gov/PORTALSWebApp/students/english/campusaid.jsp?tab=funding</a></p>
<p>At some schools, you can get either a Perkins loan or work study, or a portion of each.</p>
<p>Alot of my classmates applied for work study but did not get it, so it is not for sure</p>
<p>You really have to weigh your options with work study because if it is not the most popular thing going at your University, then you might not get it. I only tried to obtain work study one time, at a University with a good 20,000 students; and I qualified for it financially- but could never obtain the employment. When I went without checking off the box for work study the following year, I obtained higher amounts of money for grants and whatnot. </p>
<p>I would not even fool with it unless you are able to make sure you get it, but that is just me. Maybe that is what one researches well before the semester starts? I do not know.</p>