Worth Transferring? Need Help!

<p>I'm debating transferring, but need advice.</p>

<p>I'm currently a Junior already, but I attend a private school that is not well known. I choose to go to this school because my parents attended, and because of my religious affiliation. However, I don't feel like I am being challenged enough and want to attend a more prestigious school.</p>

<p>Although, probably not as relevant.. My HS stats are:
GPA: 3.7
ACT: 28
SAT: Didn't take
AP English
NHS
I wasn't really concerned with my HS studies, and only took the ACT once without caring about it.</p>

<p>College:
GPA: 3.9
Freshmen member of Senate
SIFE Team Finance Director
Currently am an assistant to a professor, but I wouldn't put it quite on terms as a TA.
For the past 4 summers I have worked at not-for-profit summer camp as a counselor.</p>

<p>I am currently a finance major, but our finance major sucks and is basically just accounting. I have 87 credits already with A's in classes such as Macro, Micro, Managerial Acct., Intermediate Acct (8 credits worth), and Business Finance.</p>

<p>I'm looking to transfer to:
NYU (Stern)
UAV (McIntire)
Michigan (Ross)</p>

<p>What do you think my chances are of getting in? I know that my work experience and EC aren't up to par. I realize that I would probably lose a year and have to graduate late if I do transfer, but I want to graduate no later than 2 years after transferring. Another route I could go is just stick it out with the school I'm at and take my GMAT after graduating. Then, hopefully, get in to a top school doing a one year masters program in finance.</p>

<p>Any help or advice is greatly appreciate! Thanks!</p>

<p>Sorry to bump, but I really need your advice or at least a “chance me.” Would these schools even accept me knowing I would have to be a 5 year graduate?</p>

<p>Lol, I’m really in desperate need of any advice… I have to begin my Spring semester at the school I’m currently at in two days. Although, I am already registered, the classes I take depend on whether or not I should try and transfer. </p>

<p>Do these schools accept students that are already 87 credits in to their major at another 4-year university? And remember, if I did transfer I would have more like 103 credits after this semester.</p>

<p>Thanks!</p>