<p>After taking the 5500, the 6.5-7 thousand me and my parents can put in, total cost is around 18000. </p>
<p>I do have a financial safety under 25000. </p>
<p>I know that other students got more because of their grades, however my issue is when I spoke to admissions and on the website, it said that honors students receive 15 thousand max, again where the confusion comes in, which is why I need to speak to an admissions rep to get things cleared up. </p>
<p>Hunter is not an option because housing is not gaurenteed.</p>
<p>You said you have a $19,000 outside scholarship–is that good at any school? $19,000+$7000 is $26,000, if you feel you HAVE to take a student loan, you are now up to $31,000 TOTAL cost–that is room, board, tuition, books, incidentals, lab fees, etc. What schools on your list come in with a net cost for EVERYTHING of $30,000 or less? That is the number you need to focus on, not how much of a scholarship you got. </p>
<p>As for that other kid getting more money–maybe he got another scholarship and that added up to the $21,000 vs the $15,000. Even so, it won’t put a dent in the $50,000 total cost. Where are you going to come up with the other $20,000 it is going to cost you to go there even after the scholarship and the funds you have?? That is the point you are missing.</p>
<p>If you say housing is not guaranteed at hunter, you may try finding other housings in the city. For example… check this website out, it can help you. and Many students live hear that go to college in the city. [Educational</a> Housing Services](<a href=“http://www.studenthousing.org/]Educational”>http://www.studenthousing.org/)</p>
<p>I’m not missing any point. I completly understand what your saying an have from the beginning your focusing on the rest money, fine i get that. </p>
<p>The 19 thousand is FROM pace. Already putting total cost at around 30,00 (I looked up housing and food options plus other things i will not need making the ESTIMATED total cost less that the 50+ the schools suggest. </p>
<p>And YES I do have financial safeties. Where EVERYTHING amounts to less than 25,000 I don’t think I need to list those because its not relevant to my original question.</p>
<p>To answer your original question…“Would meeting with an Admissions Rep and Fin Aid rep help at all?” I say you should ask if you have a problem!! Just go and ask already. Call in and see when you can see them.</p>
<p>The likelihood of pulling your ACT score up 3 points at this point in your high school careeer is about zero. 3 points is a LOT of ground to make up on a 36 point scale.</p>
<p>The COA at Pace is $54,000. What exactly will you be cutting out that you don’t think you have to pay? The only things on their list that are not fixed are transportation and personal needs costs totaling $2000 so you are still at $52,000. Tuition alone is $35,000–where are you getting this $30,000 total cost from? Even with the $21,500 award you still have $18,000 to make up. WHERE are you going to get that money?</p>
<p>On their website they say the largest merit award they give is $18,500, you already got more than that. It’s highly unlikely that you will get two large merit awards. You also need to find out if they will accept new ACT scores after you have been accepted, many schools do not.</p>
<p>They accept ACT scores after the fact, and they give up to 24,000. </p>
<p>I do not need insurance from the school, they included the most expensive meal plan and the second most expensive dorm room (12,000) on dorms alone I would save 3,000 and the meal plan is less (I dot remember the number)</p>
<p>I am working on the financial aspect of things. I understand a 90,000 dollar loan is a lot I’m not dumb. I spend hours on end applying to outside scholarships and to my schools scholarships (I have already won a 3 thousand dollar one for example), on top of that I plan on working my way through school (wherever I end up) and paying my loans off as I go I addition to that may parents will be helping with the loans while I’m in school.</p>
<p>I am not committed to the school yet and I still have a lot of time to do my research, which is what I plan on doing.</p>
<p>The ACT is not given in NY in February. Unless you took the test in December, the next exam date is in April (scores to be released in May) will be too late for the school to do anything to help your cause. IF your family is not eligible for TAP, then they make more than 80k in income.</p>
<p>With 80k income, your EFC will be between 16-20k.</p>
<p>Cost of attendance – EFC = Demonstrated Need</p>
<p>51.3 – 16 = 35.3 (demonstrated need)</p>
<p>You have </p>
<p>19K Scholarship
5.5 Loans</p>
<p>24.5</p>
<p>there is an 11K Gap
Even on the off chance that Pace does give you more $$, it won’t be the 11K. Your parents will have to pay the balance because Pace does not meet 100% demonstrated need.</p>
<p>You have stated that your parents can pay 7k . This leaves a 9K Gap in their EFC, which Pace is not going to touch.</p>
<p>If your parents make more, than their EFC is going up and your “need” will go down.</p>
<p>Even in the best case scenario, Pace is not a financially feasible option for your family (unless they are going to take out massive loans) and should come off of the table.</p>
<p>If money is a big concern, I don’t see how Pace at over 50K would be affordable and they won’t meet 100% of your need as others have stated. Your family will be gapped.</p>
<p>For Elementary Education at in-state prices, certainly Brockport, Buffalo State, Cortland, Fredonia, Geneseo, Oneonta, Oswego or Plattsburgh would have been better bets both academically and cost-wise. As far as transportation goes, many schools have bus service or you enroll & meet other students from your geographic region & you always have a ride to & from at peak break times.</p>