<p>At a minimum, I’d like my borrowers to have a strong history of both academic achievement and earning their own way. Since this is B school (or maybe law school, my grad degree), I would not want people who came straight from undergrad. Self-supporting prior to grad school matriculation for at least one year and preferably two or more, and with some of their own savings in the game, even if they need loans now while they return to school full-time.</p>