<p>Interesting article and Zac Bissonnette is a persuasive writer and speaker, but having read much of his book, I feel his advice (in the book) should be taken with a bit of salt. A big box university, like UMASS Amherst where is is graduating from, is not a good fit for everyone and cutting back on take-out coffees will not go far in saving for college. He was lucky in that big box u worked for him. He also advocates getting second jobs (if only my d could find one job). So while he is correct that debt is slavery, there are many students and families who cannot avoid it totally.</p>