<p>@Locness</p>
<p>I have heard of the B-on-time loan, but how did you get it? Were you offered it or did you have to apply for it?</p>
<p>@Locness</p>
<p>I have heard of the B-on-time loan, but how did you get it? Were you offered it or did you have to apply for it?</p>