Will a slight difference in GPA put me at a disadvantage?

Our school has numerical GPAs and the cumulative GPA is unweighted, but class rank weighs AP and Honors classes. In regards to cumulative GPA, about 2-4 people have a GPA above a 99. About 4-8 people have a GPA between 98 and 99. By the end of junior year, I’ll have taken 9 AP classes, with an expected GPA of 97.8.

Will I be at a disadvantage in college admissions compared to the kids who took the same amount of APs as me, but had a GPA in the 98’s and low 99’s?
What about compared to the kids who took 6-8 APs but had a GPA in the low 98’s?
What about compared to the kids who took 4-6 APs but had a GPA in the high 98’s?
Or will these slight differences be disregarded in college admissions?

Historically, only people from our school with GPAs 98+ got accepted int HYPSM, and those are some of the schools I want to attend.

Your choice is schools itself is limiting because of their low rates of admission. Because graduates of your high school have entered one of these schools, the various admissions know your school, including variation in calculating GPAs. Admissions will compare you to current applicants. There is enough stress associated with admissions that adding slight variations only stirs your anxiety pot. There are fabulous schools like not scrunched into the upper corner of the country. Did you consider Colby?