1st Gen/Minority, frustrated, can't meet college tuition costs...need advice.

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<p>No problem!</p>

<p>Oh, you’ll most likely receive a new financial award package that will likely be reduced since you won’t need as much money to attend a community college. If there’s any money left over, that usually gets issued to you as a check.</p>

<p>To add to Gardna’s – If you were eligible for a Pell at Pitt, you should also get that at a Community College. I’m not sure about the SEOG, and I don’t know what a PHEAA grant is.</p>

<p>tubguy-Well, now that you’ve laid it out truthfully, you have plenty to be bitter, angry, skeeved about your dad.
The best revenge is to get an education (no thanks to your dad’s shadiness) and get you and your mom out of the situation.
In fact, if you succeed then you owe him NOTHING.
The crybabies on CC who whine about trivial, minor things should be in your shoes for 1 day and they’d shut up.
Good luck to your survival and mental health.</p>

<p>The school seems not affordable, and since your open to attend a cc you can attend a cc ( doing great) then transfer to a respected state school. After you complete your undergraduate degree you can still attend a top graduate school for your field.</p>

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No SEOG won’t transfer over. Each school sets their own criteria for awarding the SEOG and the maximum SEOG amounts vary by school. At my daughter’s school the max SEOG is $2000 but at my son’s it is $200. Both schools require 0 EFC. And SEOG funding is limited so once it runs out at the school there is no more. (We were really surprised and disappointed my 0 EFC daughter did not get SEOG this year as she has the last 2 years -not sure if it is because we filed FAFSA a couple of weeks later this year or for some other reason).</p>

<p>The Pell grant will stay the same, but the PHEAA will be reduced to CC level as shown here:</p>

<p>[PHEAA</a> - Estimated State Grant Awards](<a href=“http://www.pheaa.org/stategrants/estimated_awards.shtml]PHEAA”>http://www.pheaa.org/stategrants/estimated_awards.shtml)</p>

<p>If you didn’t include the CC on your original FAFSA filing, make sure you amend asap and add their school code!</p>

<p>Lots of us have come from dysfunctional families and have done better - as workers, parents and individuals. While in college, try to work for a company you might want to stay with after college. Your determination and positive qualities will surely impress.</p>

<p>and can’t take out a loan (under 18),</p>

<p>Just so that you know, even if you were 18 you wouldn’t be able to get a private loan…you would still need a co-signer. You don’t have the income/assets to qualify even if you were 18.</p>

<p>The other thing you can do is take a deep breath and suck it down this first year and go to Pitt. While there, see if you can get extra work, bug the fin aid office for any more money, look for cheap places to live and see if you can make it work next year without borrowing as much, or if that is not possible, go on ahead and transfer to a local school for your sophomore year that is covered by your Pell money and living at home. By getting in the midst of it all, you can see better if you can make it work or not.</p>

<p>My good friend’s daughter graduated from Pitt with $60K in debt as a philosophy major. Her sister is looking at the same debt burden as a music major. Though I find her debt unimaginable at her age, she feels it’s worth it to have escaped a dysfunctional home life that would have impeded her schoolwork had she stayed at home for local college. Her deep regret is not putting her nose to the grindstone at Pitt and getting the danged degree in 3 years which she could have done, had she made it her goal. She also wishes she had scrimped more. As an immature 18-19 year old, she lived her student life like she was the average student with parents footing the bill. She says she could have easily shaved $20k off of the loans, had she lived like she is now. You seem to be more mature and aware of your financial responsibilities than she was even though you are younger. If you can keep you goal in mind, you may be able to get out of all of this with a manageable debt from the school you like and be out of an adverse home environment. Good luck!</p>