<p>My sister is in a pretty big problem right now. She goes to the University of Pittsburgh at Johnstown, she just started her freshman year. As you can obviously tell we are from VA so she did not receive instate tuition. Im not sure how she went about doing her fafsa and all her aid stuff but once the school told us how much she would recieve we immediatly worried because it wasnt anywhere near enough. She got a perkins loan, pell grant and something that says stafford sub 01. All this still leaves her with almost a $10,000 bill. We started looking at loans but we've never had any experience with this so its a little confusing. One we were looking at was a parent plus loan from Chase. It says that you can defer payment until graduation but i think that it looks to good to be true. She went to talk to the financial aid office and they just gave her flyers for the chase loans. Are there any other options left other than our parents having to struggle to pay?</p>
<p>I have a very straight forward question I wish all freshman college students and their parents to answer: How do you get yourselves into these situations? As a financial aid counselor, I see many students who have already begun their first semester and are just now realizing how expense the college is. </p>
<p>While I don't mean to sound harsh, but I have heard this question from many of my students over the last couple of weeks and it is really driving me crazy. How does anyone begin college anywhere without finding out how much it is going to cost and determining how they are going to afford the cost???</p>
<p>why UP-Johnstown is belong to tier 3 on usnews?
Does it mean that UP-Johnstown has no contaction with University of Pittsburgh, pittsburgh campus?
What is the advanatages and disadvantages of UP-Johnstown?
Thanks a lot!!</p>
<p>yes, you can defer all payments of principal and interest on a Plus loan.</p>
<p>realize that interest will be accumulating from the moment the loan is disbursed. I suggest running some numbers on how much borrowing 10K costs at 8.5% when you don’t begin paying on it for 4 years. </p>
<p>I’m surprised you got this far into the school year without figuring out how to pay for the first year!</p>
<p>Thread from Oct '07. I’d guess that OP’s issue has been resolved, one way or the other, by now. :)</p>