Never worked before and in your third year of college? Maybe that is part of your problem.
If your parents have the dough, spend more time in college. You have to graduate when you are done, not when you exactly meet graduation criteria. Take some classes randomly - I took fine arts and literature courses even though I was an engineering major.
I don’t know about seeing a counselor, but talking to advisors in different departments can’t hurt. Or even career services, asking about different types of jobs.
With no job experience, you don’t even have a taste of what you’d be doing in the real world. I can tell you that with a business degree, you aren’t going to be doing what you did in business courses. You would be doing low-level management to start and dealing with day-to-day issues. Which is why you need job experience…
In short:
- go to your college’s co-op office and see if they can get you a co-op position in your field or anything else you’d be interested in. Good news is that a business degree has wide applications, so maybe you could use it to get into a firm that deals with graphic arts, for example
- go to other departments and talk to professors about what they do and what other majors would be like
- see if you can get work study or a job on campus doing something so you can learn about working (if the co-op doesn’t pan out)