<p>Greenwitch, they have to give you a loan … at least an unsubsidized loan … if you filed a FAFSA & do not have scholarships/grants/other aid in excess of the cost of attendance. Them’s the rules for schools that accept federal aid. They may not offer it in the fin/aid package, but they have to allow you to borrow if you ask for it. Unsub loans are NOT based on need.</p>