<p>You’re definitely not too old, but you’re going to have to consider your financial situation…</p>
<p>Hopefully the college will offer you a decent financial aid package, but realize that you’re probably going to have to pay for your education entirely in borrowed money because there’s very little chance that the college you go to will give you enough money (even with loans) to actually pay for the whole thing. This means you’re going to have to go through a bank to get the rest of your loans, but for that you may very well need a cosigner.</p>
<p>I’d go to your bank and ask them what you should do to pay for college. Hopefully they’ll be able to give you some advice.</p>
<p>Consider your detour on your way to college a “gap year” (something well received in Europe and becoming more so in the States) and go for your goals!</p>
<p>California has a high cost of living, so you might want to consider investigating other options. Plus, different schools give different financial aid packages.</p>
<p>Oh, and once you know what school you are attending you may have more options for housing than you think. You may be able to be an RA on campus eventually, or find a cheaper off campus apartment. Or, you could be a nanny/ caregiver for the elderly or the disabled in exchange for housing.</p>