<p>I'm trying to help my parents plan for the future, i.e. retirement. I'm trying to find something with a relatively high rate of return, with very low risk(at this point in their life, my parents can't afford to be losing money left and right). I know this is virtually impossible but from what i've seen, CD's and savings accounts are basically useless if one wants to accumulate money over time. Any parents here that have recommendations on investments or bonds or whatever that would be useful? Thanks much.</p>
<p>someone please.</p>
<p>"high rate of return, low risk"</p>
<p>Don't we all wish it was that way?</p>
<p>Have your parents get into a mutual fund, maybe invest in some mid/large cap equities. Gold is doing well, but it's also very volatile meaning it could fall fast too. The equities market isn't looking too strong right now, and interest rates are continuing to drop which would make your CD's and Money Market accounts useless.</p>
<p>Too bad rates are dropping AND the markets are tanking.</p>
<p>The market has come back on lower interest rates and the bush stimulus package. The only problem is the expansionary monetary policy only last so long. But then again with us traders/investors, we tend to believe the market will always correct itself and will go back up. I'm still making good money in the oil sector. Other areas such as finance are down, but because that sector has dropped so much, it could provide a place to buy cheap trades.</p>