Accept federal loans now or wait?

Is there any reason to wait on “accepting” the federal loans that are a part of our D’s FA package? She/we like to get things done sooner-rather-than-later, but want to make sure there isn’t any downside to clicking the “accept” link on them now?

Every school might be different, my D was encouraged to accept her loans by June at her school.

No downside. You can always change your mind.