<p>vlines, I love it!! 
</p>
<p>momma-three, there is no guarantee a grad will get a job right out of the gate that will pay enough to pay off the loans that quickly. I am pleased my D did not borrow, because the job she has barely pays the bills … and she graduated magna cum laude from a Top 20 school. Your kids are lucky. MANY are not so much.</p>