Additional stafford loans?

Paying for College
1

<p>Ok this might be a dumb question but here it goes. </p>

<p>I have financial aid that covers the average cost of a freshmen year. However, I am taking 18 credits and most of them are 300-level or above classes next semester so my tuition is going to be well over the average COA. Can I take additional Stafford loans to cover the tuition (I have 1k taken out this year so far and I would need to take out approximately 1-3k more for next semester) even though it is technically over the COA? I know you can only get up to the COA for financial aid, but I was was just confused about what happens when your tuition and all that goes OVER the average COA. </p>

<p>I hope that makes sense.
Thank you!</p>

2

<p>There are no dumb financial aid questions! :)</p>

<p>You are only eligible to borrow up to your annual max for year in school - and you cannot borrow that if it will put you over your cost of attendance. However, if you do have eligibility remaining in your loan limits, you can request a budget adjustment to reflect actual tuition.</p>

3

<p>Arg… dealing with my FA office, that’s what I was afraid of :frowning: lol. Thank you though!</p>